Branch Credit Manager (CA / MBA (Finance))

Job Description:Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loanRoles And Responsibilities:**Specific Responsibilities :**Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.Process – Understanding process and policies and implementing the same to ensure smooth transactions.Training- Provide training to CPA’s so that they work in synergy with the companies policies and normsDelinquency Management for the locationVendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.Quality Management in terms of Audit, Compliance and HindsightingPDD Management – controlling and tracking PDDs through proper MIS for the location**Technical Competencies / Skills :**· Basic knowledge of loan underwriting· Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property· Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis· Good communication and report writing skills· Basic knowledge of Banking Good Knowledge of computer applicationsAbout Company:Avanse Financial Services Limited is a new age, education-focused NBFC on a mission to provide seamless and affordable education financing for every deserving Indian student. Established in 2013, Avanse is on a journey to strengthen its leadership position in Education Lending by creating solutions for individuals (Education Loans) and Indian institutions (Education Infrastructure Financing). We have solutions for every segment of the Indian education sector covering school education to post graduation while also contributing to build the education infrastructure in the country. Warburg Pincus, a leading global private equity firm holds 80% of equity stake in Avanse. With over $65 billion in private equity assets under management across 185 companies. Warburg Pincus has a highly diversified portfolio by stage, sector and geography. International Finance Corporation (IFC), an arm of the World Bank holds 20% equity stake.
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